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A CFP is an advisor armed with extensive education and ethical standards to help you manage your money



a person standing in front of a window: Certified Financial Planners (CFPs) must have considerable financial expertise, both academic and practical, and agree to always put clients' interests before their own. baona/Getty Images


© baona/Getty Images
Certified Financial Planners (CFPs) must have considerable financial expertise, both academic and practical, and agree to always put clients’ interests before their own. baona/Getty Images

  • A Certified Financial Planner (CFP) is a trade-industry designation for advisors and other professionals in the financial field. 
  • To gain the CFP credential, planners must have a certain amount of experience, pass a rigorous exam, and commit to ongoing financial education.
  • While not a legal license, the CFP indicates that a planner will bring a higher level of financial expertise and ethical behavior to their advice and management of a client’s finances and investments.
  • Visit Insider’s Investing reference library for more stories.

When you’re seeking advice on money matters, navigating the waters of wealth managers, financial planners, and other advisors can be downright confusing. Who should you trust in a field that’s largely unregulated, but chock full of professionals with

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At Least 19 People Are Killed In Attack On Kabul University : NPR

A man, wounded after gunmen stormed Kabul University, arrives in an ambulance at Isteqlal Hospital on Monday. At least 19 people died in the attack on Afghanistan’s largest university.

Wakil Kohsar/AFP via Getty Images


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Wakil Kohsar/AFP via Getty Images

A man, wounded after gunmen stormed Kabul University, arrives in an ambulance at Isteqlal Hospital on Monday. At least 19 people died in the attack on Afghanistan’s largest university.

Wakil Kohsar/AFP via Getty Images

Updated at 1:55 p.m. ET

Gunmen disguised as policemen stormed Kabul University in the Afghan capital in an hours-long assault on Monday, killing at least 19 people and wounding 22 more, including students who jumped out of windows to flee the attackers. It is the second attack on a learning center in Kabul in recent days, and comes amid a spike in violence across the country.

The assault coincided with a book fair

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Trump creates 1776 Commission to promote ‘patriotic education’

President Donald Trump on Monday created a “1776 Commission” to promote “patriotic education” and counter lessons that he says divide Americans on race and slavery and teach students to “hate their own country.”



a large white building: The Education Departments headquarters are seen in Washington, D.C.


© Alex Brandon/AP Photo
The Education Departments headquarters are seen in Washington, D.C.

On the eve of Election Day, Trump directed the commission’s creation, via executive order, to “better enable a rising generation to understand the history and principles of the founding of the United States in 1776 and to strive to form a more perfect Union.”

The order follows Trump’s recent attacks on critical race theory and the 1619 Project, directed by The New York Times Magazine, which revisits the country’s history with a focus on slavery and Black Americans’ contributions.

Racial justice issues have been at the center of this election following protests this summer and fall over the police killings of Black men

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Stay-In-Place Order Lifted For University Of Michigan Students

WASHTENAW COUNTY, MI — The Washtenaw County Health Department is lifting the two-week stay-in-place order for University of Michigan undergraduate students, the department announced Monday.

The order will expire at 7 a.m. Tuesday. The proportion of local COVID-19 cases associated with U-M has decreased, and the reduction in new, university-associated cases has allowed case investigators and contact tracers to catch up, the department said in a news release. Overall, the number of cases in Washtenaw County remains high and weekly test positivity has increased to nearly 4 percent.

“We are grateful for the cooperation of the university and its students on this order. We know this is incredibly difficult for all of us,” Jimena Loveluck, MSW, health officer for Washtenaw County, said. “We’re thankful for this small bit of good news, but we all must continue to do everything we can to minimize the impact of COVID-19 on each of

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Looks like that ‘Election Day asteroid’ didn’t smack us after all

Artist’s concept of a near-earth asteroid.


NASA/JPL-CalTech

Oreo stashed its cookies in an asteroid-proof doomsday vault for nothing. 

There’s been much ado about tiny asteroid 2018 VP1 and how its path was going to bring it super close to Earth on Nov. 2, the day before the contentious US election. That timing earned it the not-quite-accurate nickname “Election Day asteroid.”

It appears the asteroid didn’t hang around long enough to leave a mark on the night sky. According to current data and observations, it passed by and went on its merry way.

Planetary astronomer Michael Busch dropped an update on Twitter on Monday. “There was apparently nothing on the infrasound and atmospheric flash monitors today,” Busch wrote. “2018 VP1 has, as expected, flown past Earth.”

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AJ Dillon has COVID-19: Green Bay Packers place Boston College alum on reserve list

Former Boston College running back AJ Dillon has tested positive for COVID-19 and will miss the Green Back Packers’ Thursday night game against the San Francisco 49ers.

According to ESPN’s Rob Demovsky, Dillon is on the COVID-19 reserve list, but the game is still expected to be played as initially scheduled. He posted:

“Packers coach Matt LaFleur, wearing a mask in his press conference after AJ Dillon’s positive COVID test: “We are preparing to play on Thursday and if they tell us otherwise, we’ll adjust.” When asked whether tracing has determined any close contacts on the team, he said: “As far I know right now we are full speed ahead” while also noting it’s a fluid situation.”

Dillon, a 22-year-old rookie, has 23 carries for 97 yards so far this season.

The BC running back from New London, Connecticut was drafted by the Green Bay Packers, in the second round,

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At least 22 dead after 6-hour siege at Afghanistan university

Nov. 2 (UPI) — A militant attack that lasted for hours at a university in Afghanistan’s capital on Monday has killed nearly two dozen people, authorities said.

The attack at Kabul University killed at least 22 people and injured almost two dozen.

The government has declared Tuesday a national day of mourning.

Afghanistan President Ashraf Ghani said authorities would “take revenge for this senseless attack” in a statement issued by the presidential palace.

Witnesses said militants entered classrooms at the school’s law faculty training center and opened fire on students and instructors. They held more than 20 students and professors hostage during the siege.

The school was hosting a book event at the time of the assault, which included senior Afghanistan officials.

Authorities ultimately killed three militants at the university, one of Afghanistan’s largest, to end the standoff.

A regional Islamic State group claimed responsibility for the attack in a

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Texas Other – District 10 Election Results

Find your local elections

Election Date: Nov. 3, 2020 | Updated 6:02 AM EST Nov. 2, 2020

State Board of Education – District 10

0% Reporting

Choices Total Votes % Votes
Marsha
Burnett-Webster (D)
Tom
Maynard (R)
Trip
Seibold

County-By-County Results Map