Are those 529 college savings plans still a good idea?

Dear Liz: Last week we had an infant come into this world and we’re already thinking about college. I know you’ve addressed this before, but things change and I was wondering if the 529 plan is still the way to go? If our son decides not to go to college, what are the tax consequences?

Answer: Congratulations! Yes, state-sponsored 529 college savings plans are still a great way for many families to save for future college costs. The money grows tax deferred and withdrawals are tax free when used for qualified education expenses.

Even if your son opts not to go to a four-year college, he will likely need some kind of post-secondary education. Withdrawals from 529 plans can be used to pay for any accredited school in any state, including community college and trade schools.

On the off chance that he doesn’t get any kind of schooling, or conversely

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BYU’s No. 14 Ranking Causes Upheaval Among College Football Gurus, And For Good Reason

a blurry image of a person playing football: Dax Milne #5 of the BYU Cougars catches a pass and scores a touchdown in the first half against the Houston Cougars at TDECU Stadium on October 16, 2020 in Houston, Texas.

© Photo by Tim Warner/Getty Images
Dax Milne #5 of the BYU Cougars catches a pass and scores a touchdown in the first half against the Houston Cougars at TDECU Stadium on October 16, 2020 in Houston, Texas.

Brigham Young University decided a few years ago to go independent as a college football team, meaning they could play anyone, anywhere at anytime. It meant tough road games against great programs or home games against lesser-known up-and-comers.

The COVID-19 pandemic changed a lot of things about college football. Some colleges decided to postpone their seasons until further notice, and independents like BYU, Notre Dame, Army, Navy, Liberty and others scrambled to find teams to play.

Notre Dame found a temporary home in the Atlantic Coast Conference (ACC) for a single season, and they have a full schedule of Power 5 teams. BYU, on the other hand, stayed independent, and had to

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As college basketball tips amid a swirling pandemic, few believe it’s a good idea

During a recent conversation with an athletics director about the fragile state of the college football season, a fairly startling possibility was raised.

Baylor earns No. 1 spot in preseason men’s basketball poll



“We may play more football games than basketball games before it’s over,” said this athletics director, who spoke to USA TODAY Sports on the condition of anonymity because of the sensitive nature of the topic. 

It wasn’t a joke. 

From NFL plays to college sports scores, all the top sports news you need to know every day.

College basketball will begin Wednesday, but nobody in the sport could argue that it’s ready.

Just as college football decided, fractured as it was, to push through and play this fall amid the COVID-19 pandemic, the sport of college basketball has also decided to move ahead and accept whatever disruptions may occur. The reasons for

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Salesforce Trailhead Training – Good For Career Owners, A Fresh Challenge For HR Managers

More than 20 years ago, Oracle executive Mark Benioff believed companies of all sizes, not just large companies, needed an information technology platform to drive their future success. He teamed up with three colleagues and successfully pitched his idea to investors, which included Oracle boss Larry Ellison. The company Salesforce was founded in 1999, offering a Customer Relationship Management (CRM) software system to potential users. The company knew from the start it needed to train both its own and its customers’ workers in the system, and more recently realized it could exploit that training through a new division called Trailhead, launched in 2014. In this article, I will describe how Trailhead is already challenging fundamental assumptions in Human Resource Management. In a future article, I will argue Trailhead is sponsoring a new kind of space, a “career ecosystem,” in which to host participants’ careers.

From the

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Video games ‘good for well-being’, says University of Oxford study

Image caption

One of the games in the study was Plants vs Zombies

People who play video games for long periods of time tend to report feeling happier than those who do not, a study has indicated.

The Oxford Internet Institute research
focused on two games: Nintendo’s Animal Crossing and EA’s Plants vs Zombies.

In an unusual step, the developers of the games shared anonymised data about how long each participant had played.

These logs were then linked to a survey in which the players answered questions about their well-being.

A total of 3,274 gamers took part. All were over 18.

In previous research, data gathered about the duration of subjects’ gaming sessions was based on self-reported “guesstimates”, which can be inaccurate.

Surprising findings

Nintendo solely provided data on playing times in Animal Crossing: New Horizons.

But EA also shared some data about in-game performance within Plants vs Zombies: Battle

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College football top 25 scores, overreactions, Week 11: It’s time to celebrate the unexpectedly good teams

2020 is a bad year for many things, but it’s been a good year for unexpectedly good teams. Week 11, in its own, backwards way, highlighted this fact. Fifteen games for Saturday were either postponed or canceled due to COVID-19. That’s a season high and reflective of what’s happening across the country. Among the 15 games that were scratched, six included top-25 teams. Alabama, Ohio State and Texas A&M didn’t play. 

Sure, those games are missed, but it also makes room for the other teams every bit as deserving of our attention. Now’s the time to put more eyeballs on No. 7 Cincinnati, which just throttled ECU 55-17 on Friday. The Bearcats have a top-five defense per SP+ and quarterback Desmond Ridder has been a touchdown machine. And if you like passing, No. 8 BYU should be your favorite team. Quarterback Zach Wilson is getting first-round pub for next year’s

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Didn’t go to college? Here are 20 ways you can still make good money

One of the hottest trends in online marketing these days is online course creation. This is where you create an online course and sell it to people who want to learn about what you know and how your knowledge can fix other people’s problems. Of course, you have to have a related skill that you can teach, but this can be overcome with extensive research. 

Have you taken an online course that you liked? Do you have personal experience to add to the content of the original course? Then you can emulate the course, making sure not to copy it, but to rewrite the material in your own words, based on your own experience with the topic.

Online courses offer a high opportunity, especially with the recent increase in online events. Even if existing resources exist on the internet for free, people will pay for the work you have done

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Global Biodiversity Effort ‘Doesn’t Look Good at all,’ Says World Wildlife Fund Scientist on Cheddar

The world has lost 68 percent of wildlife species since 1970, according to the World Wildlife Fund, a global nonprofit. This represents a staggering loss of what scientists call biodiversity, a crucial metric of environmental health.  

“If you begin to reduce or remove animals and plants from any ecosystem, the way it functions begins to unravel, and that’s what’s happening now,” Rebecca Shaw, global chief scientist for World Wildlife Fund, told Cheddar. “Biodiversity then is under threat primarily from habitat destruction and over-harvest.” 

This steep reduction in biodiversity has serious implications not just for the animal kingdom but for humans as well. 

“All of the species in an ecosystem play a role in delivering benefits to humans,” she said. “We call them ecosystem services, because they’re services that come from the ecosystem like clean air or clean water. So when we reduce populations of animal or plant species, we reduce

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Finally, Some Good News; New England Patriots Not Dead Yet; College Hoops Polls

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Hong Kong university professor charged with murdering his wife ‘not a good guy’, court hears

A University of Hong Kong professor on trial for murdering his wife was “not a good guy”, his sister-in-law recalled the victim saying just days before she was killed and stuffed into a suitcase two years ago.

The High Court also heard that 53-year-old victim Chan Wai-man had hoped to divorce associate professor Cheung Kie-chung, 56, because she felt bored, as he was always away from home. Cheung, however, rejected a separation when the matter was discussed six to seven years before she was killed on or about August 17, 2018.

Hong Kong university professor admits killing wife but denies murdering her

But Chan Wai-yin’s police statements read in court also revealed observations about her late elder sister, who she described as an impatient, irritable and “garrulous” woman who gave a lot of orders, while Cheung was said to be a man with a poker face,“usually obedient like a sheep”

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